Disability

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Disability Insurance

Disability insurance coverage helps protect you by replacing your income in the event you are unable to work due to an illness or injury. Disability through the Standard is provided to all regular benefits eligible employees:

  • Basic Disability Insurance benefit is for One Year, paid for the by district.

  • You have the option to purchase an Enhanced Disability Plan that pays for an additional year.

* Examples of deductible income include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, Social Security, state disability, and CalPERS/CalSTRS benefits

Standard Disability

Elimination Period

The shorter of seven consecutive Regular Days of Required Attendance (RDRAs) and/or Extra Duty Days of Required Attendance, or 30 calendar days

Benefit Percentage

75%

Basic Plan
(paid by AUSD)

75% of your Regular Daily Contract Salary, less deductible income* for One Benefit Year

Enhanced Plan
(paid by you)

75% of your Regular Daily Contract Salary, less deductible income* for Two Benefit Year

Minimum Monthly
Benefit

$12.50 while receiving sick
pay        

$30.00 per day after sick leave is
exhausted

Maximum Duration

Basic Plan (paid AUSD)

Enhanced Plan

 

One Year

Two Years

Monthly Cost

Basic Plan

Enhanced Plan

All

Premium fully paid by AUSD

0.142% of your monthly Insured Earnings

* Examples of deductible income include: personal leave pay, severance pay, substitute differential pay, catastrophic/extraordinary leave bank, salary continuation, workers’ compensation, work earnings, Social Security, state disability, and CalPERS/CalSTRS benefits

Disability Insurance Documents

The Standard Disability Insurance
Policy Number: 503211

Group Numbers:
01:  Employees with over five years of continuous employment with AUSD
02:  Employees with under five years of continuous employment with AUSD

PO Box 4744
Portland, OR 97208

(800) 522-0406
(888) 414-0393 fax
Standard